ThinkWiserThinkWiser
Book a free consultation

Thinkwiser

Founder-led bookkeeping, accounting and automation for small business owners. Work directly with Yash so you can focus on running your business.

[email protected]

Service Coverage

Thinkwiser supports contractors, clinics and small business owners across Australia. A virtual-first approach means you can work with me from anywhere, anytime.

Book a free consultation →

Resources

  • Learn
  • Decision tools

Stay Updated

Subscribe for practical tax tips and financial insights.

Limited liability by a scheme approved under professional standards legislation.

Tax Agent Number: 25950843 | ABN: 54 630 435 531

Copyright ©2026 | Made by ❤ Thinkwiser, Australia

Privacy Policy|Terms of Service
  1. Calculators
  2. Rent V Buy
CalculatorsRent V Buy

Rent vs Buy Calculator

Compare the long-term financial outcomes of renting (and investing the savings) versus buying a home in Australian capital cities.

Median price auto-filled from city selection

Median rent auto-filled from city selection

LMI applies if below 20%

years

How long to compare (5-30 years)

About This Calculator

This calculator compares the net worth of a home buyer versus a renter who invests their savings. It accounts for property growth, mortgage amortisation, stamp duty, holding costs, and investment returns on the ASX. Results are indicative only and do not constitute financial advice.